Day 2 of 12 Days of Giving: Building Your Financial Safe Haven

In today's episode of our 12 Days of Giving series, we're diving deep into a topic that hits close to home for many: protecting yourself and your finances when your lifestyle choices don't fit the traditional mold. Dr. Jay Zigmont, founder of Child Free Wealth, joins us for a powerful conversation about financial safety in uncertain times.

The Reality Check We All Need

Let's be real – the world isn't always kind to those who choose different paths. Whether you're child-free, part of the LGBTQ+ community, or simply living life on your own terms, you need financial professionals who understand and respect your choices. But how do you find them? And more importantly, how do you protect yourself in a world that sometimes seems hostile to difference?

Why Traditional Financial Planning Often Falls Short

Here's something most advisors won't tell you: traditional financial planning was built for traditional families. But what about everyone else? Dr. Zigmont shares a startling truth: "80% of what I do is on the life or behavioral side. The number stuff is less than 20% of what I do." This reveals a crucial gap in how we approach financial planning.

Building Your Financial Fortress

Step 1: Your Personal Safety Audit

Before making any moves, ask yourself:

• Is your current location safe for your lifestyle?

• Do you have emergency funds accessible?

• Are your important documents protected?

• Who has access to your financial information?

Learn more about protecting your finances in our Power Hour sessions

Step 2: Finding Your Financial Allies

The key isn't just finding any financial advisor – it's finding one who gets you. As Dr. Zigmont puts it, "If they say you'll change your mind, walk away." Look for professionals who demonstrate understanding and respect for your choices from the first conversation.

Privacy Matters More Than Ever

In today's digital age, protecting your privacy isn't paranoid – it's prudent. Financial firms hold sensitive information about your life choices, and as Dr. Zigmont warns, some state governments can access these files. That's why choosing the right financial partner matters more than ever.

Creating Your Support Network

Building a strong support system includes:

• Financial advisors who respect your choices

• Legal professionals who understand your needs

• Healthcare providers who support your decisions

• A community that accepts you as you are

Connect with Dr. Zigmont on LinkedIn for more insights

Taking Action Now

Immediate Steps You Can Take:

1. Review your current financial setup

2. Research advisors who specialize in your lifestyle needs

3. Create emergency plans and backup strategies

4. Build connections with supportive communities

Follow Child Free Wealth on YouTube for regular updates and tips

Building Your Future, Your Way

Remember, you're not alone in this journey. Connect with professionals and communities that understand and support your choices:

• Join the conversation on Instagram

• Connect on Facebook

The Bottom Line

Your life choices are valid, and you deserve financial planning that protects and supports them. As we continue our 12 Days of Giving series, remember Dr. Zigmont's powerful words: "Don't think you're in it alone. Reach out."

Stay tuned for tomorrow's episode, where we'll explore another crucial aspect of building your financial future. Until then, take that first step toward protecting your financial future – because your choices matter, and so does your security.

Want More?

Join us daily through December 24th for more insights and strategies in our 12 Days of Giving series. Each episode brings you expert advice and practical solutions for your financial journey.

Schedule your Power Hour session today to start building your financial safe haven.